How OPay and PalmPay Built Businesses Big Enough for the Public Markets – and What SMEs Can Copy Picasso had a saying: “good artists copy, great artists steal”, and we have always been shameless about stealing great ideas. – Walter Isaacson, on Steve Jobs Before you close this page to go report us: relax. Nobody
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Low-Interest Financing: A Nigerian SME’s Guide to Cheap Money in 2026 With Nigeria’s benchmark interest rate held at 26.5% and commercial bank loans still costing SMEs between 29% and 36% a year, access to affordable credit remains one of the biggest constraints on small business growth. Yet several concessionary financing windows remain open and underused:
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Tinubu Light: Can Renewable Energy Finally Reduce Nigeria’s SME Energy Burden? About the Author Dr. Ozemoya Osikpemhi Amos Onoshoze Pedro is an accounting and finance scholar, researcher, and professional with over a decade of industry experience. Holding a Ph.D. in Accounting and Finance, his expertise spans corporate finance, strategic management, governance, and business innovation. He
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Understanding and Managing Business Overheads Effective management of business overheads is crucial for maintaining profitability and ensuring the long-term sustainability of any enterprise. Overheads, or indirect costs, are the expenses not directly tied to the production of goods or services but necessary for running the business. This article will delve into the nature of business
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Understanding Business Credit: Tips for Building and Maintaining a Strong Credit Profile Establishing and maintaining a strong business credit profile is essential for the financial health and growth of any company. Just as personal credit history impacts individual financial opportunities, business credit plays a crucial role in securing funding, negotiating favourable terms with suppliers, and
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