Finance Lease

Long-Term Lease with Eventual Ownership

Finance Lease lets businesses use assets long-term, assume ownership risks, and purchase them later, preserving capital and ensuring operational flexibility.

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Our Key Features

Designed for businesses seeking flexibility and ownership.

This lease option allows companies to use essential assets while spreading payments, eventually gaining full ownership at lease-end.

Lease Tenor: 24–60 Months

Choose a long-term plan that fits your asset usage. Lease duration is structured to match the useful life of your equipment or vehicles.

Wide Range of Assets

Access essential business assets. Includes vehicles, industrial machinery, heavy equipment, and large-scale IT setups

Ownership Transfers at Lease-End

Own the asset eventually. Gain full ownership at the end of the lease term through a buy-out option.

Maintenance Responsibility

You manage upkeep with support available. Maintenance is your responsibility, but advisory and support are provided for smooth operation.

Structured Like a Loan

Predictable payments aligned with cash flow. Regular payments cover principal and interest, spreading the cost over the lease period.

BENEFITS

Who benefits the most from Payroll Finance?

Eventual Ownership

Own the assets you rely on. Transition from lease to full ownership for long-term business security

Spread Payments

Avoid large upfront costs. Manage cash flow by paying in installments instead of a lump sum.

Build Equity While Using Assets

Leverage the asset while paying for it. Gain financial value from the asset during its use period..

Suitable for Long-Life Assets

Perfect for machinery, plants, and heavy-duty vehicles. Optimized for equipment that serves your business over many years.

Preserve Working Capital

Use funds for other operational needs. Avoid tying up capital in asset purchases, keeping cash available for growth.

Benefits to your business

Why Payroll Finance is a game-changer.

Beyond funding, Payroll Finance strengthens your business by keeping staff motivated, protecting your reputation, and aligning repayment to your cash flow. It's more than a loan — it's a tool for stability and growth.

Timely Salary Payments

Pay employees on time, every time. Eliminate delays and maintain consistent payroll schedules.

Boost Staff Morale & Loyalty

Happy employees, stronger business. Strengthen trust and improve retention by never missing salaries.

Protect Your Reputation

Maintain credibility with staff and regulators. Avoid the reputational risk that comes with delayed payroll.

Flexible Repayment

Pay back when receivables arrive. Repayment is tied to expected inflows, easing cash flow pressure.

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Our Lease finance Process

Step-by-step process to lease and eventually own assets.

01

Select Asset & Tenor

Choose vehicles, machinery, or IT equipment and lease duration (24–60 months).

02

Sign Lease Agreement

Finalize terms, including structured payments and buy-out option.

03

Receive Asset

Take possession and start using immediately.

04

Ownership Transfer

Complete the buy-out at lease-end and gain full asset ownership.

Businesses that benefit most from Finance Lease.

Finance Lease is ideal for businesses seeking long-term access to critical assets while building ownership over time.

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Manufacturing Firms

Manufacturing Firms

Power long-term production by leasing machinery and plants with ownership at lease-end.

Keep your workforce engaged

Manufacturing Firms
Construction & Industrial Companies

Construction & Industrial Companies

Access heavy-duty equipment for major projects while spreading payments and securing eventual ownership.

Manage large payrolls with ease

Construction & Industrial Companies
IT & Tech Enterprises

IT & Tech Enterprises

Acquire essential IT infrastructure without heavy upfront costs, while preserving cash for innovation and growth.

Stay consistent during off-peak periods.

IT & Tech Enterprises
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Start Your Finance Lease Today

Access essential business assets, spread payments, and secure eventual ownership.