Target Savings Plan

Achieve financial goals while earning competitive returns.

This is a goal-based investment product designed around your life and business milestones — whether it is school fees, house rent, asset acquisition, a wedding, travel, or business expansion.

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Target Saving Plan

2 Years

₦10,000,000Max Saving Amount
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OUR KEY FEATURES

Smart Savings Features Designed Around Your Goals

Our Target Savings Plan is built to match your life milestones, giving you flexibility, discipline, and higher returns as you grow.

Flexible Tenor Options (3–24 Months)

Choose a savings period that fits your timeline — from short-term needs to longer goals, your plan adapts to you.

Tiered Interest Rates for Higher Earnings

The longer you save, the more you earn. Unlock higher interest rates that reward consistency and discipline.

Affordable Entry Point at ₦50,000

Begin your journey toward structured savings with just ₦50,000, making it accessible for both individuals and small businesses.

Automatic Top-Up for Seamless Savings

Stay consistent without effort. Automate contributions to your savings plan and build discipline while focusing on your goals.

Achieve Your Goals with Structured Savings

Stay on track with a structured savings plan designed to make your financial goals realistic, achievable, motivating, and completely stress-free.

Earn Higher Returns Than Regular Savings

Maximize your money with interest rates that outperform traditional savings accounts, giving you more value for every naira.

Stay Motivated with Disciplined Savings

Build lasting financial discipline while keeping your motivation high through consistent contributions and visible progress.

Popular Goals

Smart Savings Plans That Fit Every Stage of Life

No matter what stage of life you're in, the Target Savings Plan adapts to your needs—helping you prepare for family, lifestyle, or business milestones with ease.

Business Expansion

Set aside funds to reinvest in your business, fueling growth and unlocking new opportunities.

House Rent

Avoid the stress of last-minute payments by building your rent gradually and predictably.

School Fees

Save ahead of time for your children’s education, ensuring uninterrupted learning and peace of mind.

Asset Acquisition

Whether it’s a car, equipment, or property, accumulate funds to purchase assets without straining your finances.

Goal-Oriented Savings

Stay focused with a plan designed specifically around your financial milestones, making saving intentional and rewarding.

Encourages Discipline

Build consistency in your savings habit with automatic contributions and timelines that keep you on track.

Higher Returns

Earn more than you would with a regular savings account, rewarding you for committing to your goals.

Why Choose Target Savings?

Goal-Oriented Savings

Stay focused with a plan designed specifically around your financial milestones, making saving intentional and rewarding.

Encourages Discipline

Build consistency in your savings habit with automatic contributions and timelines that keep you on track.

Higher Returns

Earn more than you would with a regular savings account, rewarding you for committing to your goals.

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Your goals deserve more than wishes. Start saving smart today.

“Save smarter, earn more — Open your Target Savings Plan and stay motivated to achieve.”