Fixed Term Notes

Grow your wealth with guaranteed, predictable returns.

Invest securely and watch your money grow with fixed-term investment opportunities tailored for stability and growth.

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How it works

Simple steps to grow your money with confidence.

Select Your Tenor

Choose the investment duration that suits your goals: 90, 180, or 365 days. Shorter terms give you quick access, while longer terms reward you with higher returns.

Make Your Investment

Start with a minimum of ₦100,000. Once you commit, your funds are securely locked in, ensuring they are protected and fully dedicated to generating guaranteed returns.

Sit Back and Earn

Your money immediately begins working for you. Returns are fixed and predictable, removing uncertainty while giving you the confidence of guaranteed growth.

Maturity and Payout

At the end of your chosen tenor, your investment plus returns are credited to you. You can either withdraw your funds or roll them over for even greater compounding growth.

Rollover for Compounding

For investors looking to maximize returns, you can choose to automatically reinvest your principal and earnings into a new term, growing your wealth seamlessly over time.

Why Choose Us?

Personalized Service

Our experienced Relationship Managers take the time to understand your specific needs and goals, tailoring our solutions to fit your business perfectly.

Flexible Financing

Whether you need funds for asset acquisition, purchase orders, or discounted invoice supplies, we offer flexible financing options to suit your requirements.

Rapid Approvals

Our streamlined processes and digital solutions ensure quick approvals and access to funds.

Proven Track Record

With a proven track record of empowering thousands of small businesses, we've helped countless entrepreneurs achieve their dreams.

Smart Investment Options for Every Investor

Enjoy flexible investment tenors, competitive fixed returns, and tailored financial opportunities designed to help you grow, preserve, and secure your wealth with confidence and long-term stability.

Tenors: 90, 180, 365 Days

Choose from short, medium, or long-term investment plans, designed to match your financial goals and cash flow needs.

Competitive Fixed Annualized Returns

Enjoy stable, predictable returns at highly competitive rates, giving you peace of mind and consistent growth on your capital.

Minimum Investment: ₦100,000

Start building your investment portfolio with as little as ₦100,000, making wealth creation accessible to both new and experienced investors.

Option to Roll Over at Maturity

Reinvest your principal and earnings seamlessly at maturity, ensuring your money keeps working for you without interruptions.

African business professionals in modern office

Peace of Mind with Guaranteed Returns

Invest confidently knowing your capital is secure and your returns are guaranteed, providing financial stability and assurance at every step.

Flexibility to Match Your Financial Goals

Invest confidently knowing your capital is secure and your returns are guaranteed, providing financial stability and assurance at every step.

Higher Rates for Longer Tenors

Maximize your earnings by committing to longer investment periods, where extended tenors reward you with more competitive interest rates.

Start today and watch your money grow.

Secure your guaranteed returns — Start your Fixed Term Note today.