Empowering SMEs with Smart Financial Solutions
Access Business Loans, Investment Opportunities, and Digital Wallet Solutions designed specifically for Small and Medium Enterprises across Nigeria
We don't just fund SMEs, we support them!
We build lasting relationships with our business customers on a mutually beneficial ground.
- CBN LicensedWe are fully licensed by the central bank of Nigeria, ensuring safety, transparency, and credibility in every transaction with CreditPro
- SME FocusedOur streamlined process guarantees quick loan approvals and disbursement between 48 - 72 hours, giving businesses reliable access to funds when needed
- SME FocusedWe specialize in empowering SMEs with tailored financial solutions to unlock growth opportunities and ensure sustainable business success
World is Leading Digital Bank. Your Trust, Our Technology.
Our Mission
We stand for transparency, accessibility, and inclusivity. Our digital-first approach breaks down barriers, making banking services available to anyone.
- Empowering Financial Freedom
- Simplifying Complexity
- Seamless Banking
Our Vision
We stand for transparency, accessibility, and inclusivity. Our digital-first approach breaks down barriers, making banking services available to anyone.
- Pioneering a Digital Financial Frontier
- Unleashing Financial Potential
- Digital Banking for the Next Generation
15
M
Satisfied Global Customers
7450
+
Experts Team Members
10
M
Credit & Debit Cards Approved
1780
+
Branches Worldwide
Your Financial Goals, Our Purpose: Explore Our Solutions.
Invoice Discounting
Delayed invoice payments can disrupt your cash flow. Our Invoice Discounting service provides immediate funding against receivables, keeping your business running smoothly.
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Finance Lease
A Finance Lease allows businesses to use assets long-term, assume ownership risks, and purchase them later — preserving capital and ensuring operational flexibility.
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Revenue Based Financing
Many SMEs struggle to access funding due to strict collateral requirements. Our Revenue-Based Financing provides flexible capital with repayments linked to revenue growth.
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Bridging Finance
Projects rarely align perfectly with payment timelines, creating temporary funding gaps. Our Bridging Finance gives you immediate short-term capital while awaiting payments.
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Payroll Finance
Employees are the backbone of every business. Delayed salaries hurt trust, morale, and productivity. Our Payroll Finance bridges cashflow gaps to ensure employees are paid on time.
LEARN MOREExperience the Future of Banking with our Digital Platform
Enterprises
Established businesses need structured financing to scale effectively. CreditPRO provides tailored solutions that strengthen cash flow, support expansion, improve operational efficiency, and enable sustainable long-term growth.
Small Businesses
Growing businesses often face cash flow and expansion challenges. CreditPRO delivers tailored financing and working capital solutions that help SMEs scale sustainably, strengthen operations, and grow with confidence.
Startups
Startups need more than capital — they need steady momentum. CreditPRO provides flexible financing to help them launch strong, manage early cash flow, and build a strong foundation for confident, sustainable growth.
Business Loans
Business Loans are versatile and can be used for various purposes, such as consolidating debt, covering unexpected expenses, or financing a major purchase.
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Personal Loans
Personal loans are versatile and can be used for various purposes, such as consolidating debt, covering unexpected expenses, or financing a major purchase
LEARN MORESuccess Stories: Clients Share Their Journey
I run a business that requires me to be on the move constantly. With Havasu, I've found the perfect financial partner. Their seamless mobile app lets me manage my finances.
Bessie Cooper
CEO at Envato
I run a business that requires me to be on the move constantly. With Havasu, I've found the perfect financial partner. Their seamless mobile app lets me manage my finances, transfer funds, and even handle international transactions effortlessly.
Wade Warren
Louis Vuitton
I run a business that requires me to be on the move constantly. With Havasu, I've found the perfect financial partner. Their seamless mobile app lets me manage my finances.
Robert Fox
Gillette
I run a business that requires me to be on the move constantly. With Havasu, I've found the perfect financial partner. Their seamless mobile app lets me manage my finances, transfer funds, and even handle international transactions effortlessly.
Jenny Wilson
Nintendo
I run a business that requires me to be on the move constantly. With Havasu, I've found the perfect financial partner. Their seamless mobile app lets me manage my finances, transfer funds, and even handle international transactions effortlessly.
Eleanor Pena
Facebook
I run a business that requires me to be on the move constantly. With Havasu, I've found the perfect financial partner. Their seamless mobile app lets me manage my finances.
Marvin McKinney
Johnson & JohnsonJoin Us in Embracing the Future of Digital Banking Revolution
Our user-friendly digital platform allows you to open an account from the comfort of your home or on the go, anytime, anywhere.
Your Dreams, Our Digital Solutions.
1. Seamless Accessibility Anytime, Anywhere
Digital banking brings the convenience of managing your finances right to your fingertips. With mobile apps and online platforms, you can access your accounts, make transactions, pay bills, and monitor your financial activities from the comfort of your home, office, or even on-the-go.
2. Intelligent Financial Insights and Management
One of the most compelling features of digital banking is its ability to provide deep insights into your financial health. With advanced analytics, you can track spending patterns, set budgets, and receive personalized recommendations to help you make informed money decisions.
3. Secure and Advanced Transaction Capabilities
Digital banking prioritizes security without sacrificing convenience. Advanced encryption, biometric authentication, and multi-factor verification methods ensure that your sensitive financial data remains protected. Beyond security, digital banking offers a wide array of transaction capabilities.
Empowering Financial Freedom and Seamless Transactions
Credit cards offer flexibility and rewards but come with the responsibility of managing borrowed funds and potential interest. Debit cards provide immediate access to your own money without the need to repay or pay interest. Choosing the right card type depends on your financial goals, spending habits, and comfort level with borrowing.
